AML/CTF Program Builder
Build a comprehensive, customised AML/CTF program for your remittance business. Fill in your details, and we’ll generate a print-ready document compliant with the AML/CTF Act 2006 and AML/CTF Rules 2025.
Auto-Generated Risk Matrix
Select your corridors and we auto-populate FATF ratings and risk assessments for each jurisdiction.
Customised to Your Business
Pre-fills your ABN, corridors, compliance officer, and operational details throughout the 10-section document.
Print-Ready Document
Generate a professional A4 document ready to print or save as PDF. No formatting required.
Disclaimer
This tool generates an educational template for informational purposes only. It does not constitute legal, financial, or compliance advice. You should consult with qualified AML/CTF professionals and legal counsel to ensure your program meets your specific regulatory obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and AML/CTF Rules 2025.
Frequently Asked Questions
- Yes, completely free. No catch. Competitors charge $220–$550 for similar templates — ours is a free interactive builder because we want to help Australian remittance operators succeed.
- Yes. The generated document is structured for the AML/CTF Rules 2025, which replaced the 2007 Rules effective 31 March 2026. It reflects the new outcomes-focused, integrated program structure.
- No. The builder produces an educational template for informational purposes only. It does not constitute legal advice. We recommend consulting qualified AML/CTF professionals to ensure your program meets your specific regulatory obligations.
- No. Your business details stay in your browser's local storage and are never sent to our servers. We only collect the email address you provide when generating the document, so we can deliver the template.
- Yes. Your progress is automatically saved in your browser. You can close the page, come back later, and pick up where you left off — no account needed.
Is the builder free?
Does it comply with the 2026 AML/CTF reforms?
Is the generated document legal advice?
Is my data stored on your servers?
Can I come back and edit later?
Need help implementing your AML/CTF program?
Explore our free compliance tools or get in touch for guidance on building a program that meets AUSTRAC’s requirements.